The RISE Report | Spring 2026 Insurance Insights

April 2, 2026

This edition of The RISE Report reflects the reality that clients are looking for advisors who can bring clarity to complexity and turn insight into smarter action.

Recent reports underscore that trend:

• Commercial Property & Casualty: Overall premiums increased just 0.2% in Q4 2025, signaling softer conditions but continued need for informed decision-making. Two of the most closely watched lines continued to move upward in 2025, with commercial auto up 6.6% and umbrella up 4.7%.

• Employee benefits: Workforce management is increasingly showing up in benefits strategy, with 22% of employers changing plan design and 15% changing medical carriers or TPAs.

• Private Client Group: According to Chubb, 55% of clients want help identifying coverage gaps, and 53% want guidance to ensure their coverage is truly adequate.

These signals point to the same thread running through this issue: in a more complex environment, stronger data leads to strategic decisions. We continue to lean into that role by serving as data-driven advisors who help clients make informed decisions in a dynamic market.

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