Lesson to Learn: Business Income Coverage for Your School

business income coverage

Imagine you own a preschool. Now imagine a nasty storm comes barreling through and unleashes torrential flooding, howling winds that knock down walls and, in general, just lots and lots of havoc. Your business property insurance covers your buildings and contents, but what about the disruption to your business? You might be forced to shut… Read more »

Video: Schools Turning to Active Shooter Coverage

video schools active shooter coverage

The recent Parkland, Fla., school shooting is a sobering reminder of how tragically common such shootings have become. Insurers have responded to the crisis by enhancing policies initially aimed at addressing acts of terrorism.

How to Make Schools Safer With or Without Guns

We all want safe schools. Here are a few approaches that merit serious, if not immediate, consideration from school owners and administrators.

The Marjory Stoneman Douglas High School mass shooting in Parkland, Fla., intensified the national debate over how far schools should go to protect their students. There has been no shortage of conflicting opinions about how to make schools safe – even without bringing armed teachers into the equation. Some experts say greater emphasis is needed… Read more »

Abuse and Molestation Coverage: An Unfortunate Must-Have

abuse molestation coverage

Many of us became aware of Diana Nyad after she famously swam from Cuba to Florida in 2013. Nyad recently made headlines again after she penned a powerful op-ed in which she wrote about being sexually abused by a former swim coach when she was 14. The coach, she claimed, repeatedly abused her in his… Read more »

Schools: The Latest Cyber-Attack Target

schools cyber attack

Government agencies, businesses, hospitals and universities have long been targets of data breaches. Now K-12 and even preschools are also at risk, with cyber-attacks aimed at parents’ credit-card numbers, medical data and other sensitive information routinely collected on students and stored on school servers. Schools, unfortunately, make for relatively easy targets. According to a survey… Read more »

Where We Rank in Early-Childhood Education

early childhood education ranking

At least we’re doing better than Russia. On the other hand, Denmark, Belgium, Israel and a gaggle of other nations are all beating the U.S. in terms of childcare program enrollment. That’s according to a report from the Organization for Economic Cooperation and Development, which also found that the U.S. spends just 0.4 percent of… Read more »

The One Big Problem with Arming Teachers

Editor’s note: This article was first published in January 2017. The question of whether to arm teachers is back in the news, stirring up a debate that Coloradans know all too well. Yet regardless of how anyone feels about it, the idea poses a big problem for schools: finding an insurance company willing to cover… Read more »