Year after year, employers and their employees find themselves contending with insurance premiums that only keep rising. Is there a better way? In fact, there is, an approach that’s been available for some time but, until recently, used almost exclusively by just the largest corporations. These large firms hold down health care costs by “self-insuring,” or funding their employees’ health expenses directly, and joining a “captive.” Ready to see whether this strategy might make sense for your company?
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