I happened to be at the U.S. Open in Pebble Beach, Calif., a few weeks ago when, as you might have heard, a golf cart crashed into several spectators, injuring five.
Talk about a freak accident.
According to the authorities, one of several boxes being loaded onto the cart fell onto the accelerator and sent the cart hurtling into people.
It happened during the second round of play. A vendor had parked the cart near the 16th hole at Pebble Beach and was walking away when the box fell.
“We were standing in the concession line on the 16th hole when all of a sudden there was a runaway cart and one guy running after it, then a bunch of people running after it,” spectator Georgie Salant told Golf.com. “It was actually coming straight for the concession line and then it turned, just on its own, and it didn’t stop. It started driving in circles. It ran over like, five people.”
The incident, as you might imagine, caught the attention of our risk management team.
Did you know that according to the Consumer Product Safety Commission, nearly 15,000 golf cart-related injuries occur each year that require an emergency room visit?
Most (85 percent) golf cart accidents result from reckless, negligent, or distracted driving. Intoxication, improper cart maintenance, and storage practices also have contributed to injuries, losses and lawsuits.
So, with all of that in mind, here are a few strategies that can lower the potential risk to your enterprise and improve the safety of your patrons.
Golf carts are essential for most golf courses and recreational properties. Setting some rules, warnings and procedures can help you lower the risk, and provide your patrons with greater safety and your company greater peace of mind.
Spencer Mahoney is a CCIG insurance advisor. Reach him at 720-212-2051 or Spencer.Mahoney@thinkccig.com.
CCIG’s risk control and risk prevention specialists will help you review your safety programs, work with you to identify your operational exposures and offer strategic alternatives for avoiding or transferring risk and mitigating losses.