Resources & Insights

Curious Enough To Care. Solving High Claims Costs

November 8, 2021

Mike Burch
Vice President, Employee Benefits

BUSINESS: Construction, Infrastructure, and Excavation


THE CHALLENGE: A Denver-Area company with 180 enrolled employees struggled with two cases of End Stage Renal Disease (ESRD). Therefore, dialysis was an ongoing issue and brought very high claim costs of $500,000 annually. Their Carrier Controlled plan left them exposed to high costs and poor flexibility to minimize future risks.

OUR SOLUTION: CCIG educated the client on a different path. We aligned the client with the right carrier partners, cost containment strategies and were able to negotiate stronger pricing for dialysis through a “carve-out” amending the Plan Document language.

THE OUTCOME: Client has realized cost reductions over $250,000 for the pricing of each dialysis treatment. The client saved +$580,000 in the first year.

Mike Burch is an insurance advisor in CCIG’s Commercial Lines department. Reach him at or at 720-212-2070.

CCIG is a Denver-area insurance, employee benefits and surety brokerage with clients nationwide. We do more than make sure you have the right policy. We help you manage your long-term cost of insurance with our risk and claims management expertise and a commitment to service excellence.

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