Planning a Trip? Here’s How to Insure Your Jewelry Before You Go

Assume you own a really nice diamond ring and are planning a big trip this summer but cannot stand the idea of leaving your jewelry behind. What do you do?

You might want to ask the grandparents about this one: Remember the phenomenal Taylor-Burton diamond, the 69-carat, pear-cut diamond bought by the actors Richard Burton and Elizabeth Taylor in 1969? Well, of course, you don’t, but that’s one more reason to cherish those grandparents of yours, right? In case they can’t remember either, believe me… Read more »

Distracted Driving Shows No Sign of Slowing

Nearly eight in 10 people are on the phone while driving and 30 percent admit to having been in a near-miss because they were driving while distracted.

Do you know what personal-injury lawyers do nowadays after they’ve been hired to represent someone you might have injured in an automobile accident? They get a copy of your cell phone records. And too often, those records will show you were using that phone while driving, leaving you open to a negligence claim that just… Read more »

Tips for Thawing Frozen Water Pipes

Got frozen water pipes? Here are a few tips on ways you can prevent them from bursting in winter, especially if you live in an older home.

For a lot of us, it’s been a colder and wetter than usual February. If you haven’t yet, this would be a good time to take steps to prevent your home’s pipes from freezing and bursting, especially if you live in an older home. We all know (or should know) to open your kitchen cabinets,… Read more »

7 Ways to Help Keep Your Teen Drivers Safe

Teen drivers are getting back behind the wheel. Here are seven ways that the experts recommends will help you keep them safe.

Remember all those stories a few years ago about how American teenagers had seemingly lost their interest in driving? Well, brace yourself, because the latest Federal Highway Administration figures suggest they’re getting back behind the wheel. The share of U.S. 16-year-olds with driver’s licenses fell from 46.2% in 1983 to 24.5% in 2014. But the… Read more »

Insuring Expensive Holiday Gifts: How to Make Sure You’re Covered

Standard homeowners insurance policies include coverage for jewelry. However, many policies comes with limit that won't cover truly expensive holiday gifts.

Splurging on your loved ones. It’s as much of a holiday tradition as caroling and sleigh rides. But if you’re really going big, say a 10-carat ring, a valuable piece of art or a full-length mink, the next thing you’ll want to do after picking out your holiday gift is to call your insurance broker…. Read more »

Raise Your Deductible for Lower Insurance Rates

insurance deductible

Across North America, hailstorms are responsible for billions of dollars in property damage every year. The increase in the impact of hailstorms has “outpaced advances in detection, forecasting and mitigation.” That was the matter-of-fact and almost clinical way that the National Center for Atmospheric Research laid things out in promoting the first North America Workshop… Read more »

7 Ways to Minimize Damage After a Big Storm

storm damage

The howling winds, torrential rain and hail have died down. But just because the storm has passed doesn’t mean you’re in the clear. With the danger of dangling power lines, fallen trees, flooding and more, you’ll want to keep these seven things in mind when returning to your home or assessing it for storm damage. 1…. Read more »

Insurance Companies Change their Hail Policies

The days of an insurance company paying in full for a brand-new roof when yours is damaged in a hail storm are over. Here's how hail policies have been changing.

Hail season is about to arrive and so it’s hard not to think of May 8, 2017. Late that afternoon, a massive storm barreled through the Denver area, unleashing baseball-sized hail just as many of us were leaving the office for the day. The damage was widespread, although it was most evident around the Colorado… Read more »