Got a Hail Claim? Why You Don’t Want to Let Time Run Out

Two recent court cases affirm that failure to abide by prompt-notice provisions in your insurance policy can free insurers from paying your hail claims.

Hail damage and insurance claims. No one wants to think about either. Another thing no one wants to think about? Claims that end up in court. Interestingly, despite popular belief, insurers often end up on the losing side of such claims. Plaintiffs file their lawsuits and the insurers are then left having to disprove things,… Read more »

How to Qualify for a Performance Surety Bond

Construction surety bond underwriters don’t get any pleasure in saying “no.” Here are three things you need to be sure you've nailed down to get a “yes.”

Surety bond underwriters don’t get any special pleasure in saying “no.” Hard to believe, right? But the fact of the matter is that surety companies are in the business of issuing bonds, not denying them. So why do you keep getting the cold shoulder? The list of possibilities will, of course, be unique to you… Read more »

What Employers Can Do to Address the Opioid Crisis

Employers say that, because of the national opioid crisis, they’re seeing lower productivity, higher health care costs and fewer qualified applicants.

The National Safety Council recently released its annual report on the odds of dying, and it includes one shocking statistic: People are now more likely to die from an opioid overdose than from a vehicle crash. Given that finding, it should come as no surprise that, according to the National Business Group on Health, 80… Read more »

OSHA Offers Answers on Silica Standard FAQs

Most any general contractor could have told the public health researchers at the University of Massachusetts Lowell what their recent air samples showed. Protecting workers and bystanders from respirable silica during chipping and crushing activities is not easy, even when dust-control measures are in place. The air samples found that workers involved in chipping and… Read more »

Tips for Thawing Frozen Water Pipes

Got frozen water pipes? Here are a few tips on ways you can prevent them from bursting in winter, especially if you live in an older home.

For a lot of us, it’s been a colder and wetter than usual February. If you haven’t yet, this would be a good time to take steps to prevent your home’s pipes from freezing and bursting, especially if you live in an older home. We all know (or should know) to open your kitchen cabinets,… Read more »

5 Ways Hotels Can Protect Employees from Sexual Harassment

Here are five safety tips that hotel management can follow to help their employees fight against sexual harassment and other threatening situations.

America’s largest hotel brands banded together last fall in a collective effort to protect workers from assault and sexual harassment. The lawsuits filed by housekeepers and other hotel workers, however, have continued, with allegations that their employers simply haven’t done enough to protect them from guest misconduct and, as a consequence, creating a hostile work… Read more »

Winter’s Here. Is Your Luxury Home Properly Insured?

With winter finally baring its teeth lately, owners of a luxury home covered by a more comprehensive policy will definitely have less to worry about.

The world is filled with standard homeowners’ insurance policies that do a fine job of covering all of the things you’d expect. But there also are homeowners’ insurance policies for luxury homes that protect you in the way, say, a coat built for mountaineering might. The difference isn’t always visible to the untrained eye. But… Read more »

Average Healthcare Cyberattack Recovery Cost: $1.4 Million

It's critical that healthcare organizations incorporate better cybersecurity into their business plans, including protecting themselves with a cyber policy.

What a difference a year makes, and when it comes to cybersecurity, we don’t mean in a good way. Consider some of the findings of a newly released survey: The recovery costs attributable to a cyberattack increased a staggering 52% to $1.1 million between 2017 and 2018. It’s even higher in healthcare, climbing to $1.4… Read more »