A New Approach to Active Shooters

The latest FBI statistics are dismal, reflecting the highest average of active shooting incidents in the U.S. in a two-year period. According to the FBI, 2014 and 2015 each saw 20 active shooter incidents. That’s more than any two-year average in the past 16 years, and nearly six times as many as the period between… Read more »

Insurance Rates in an Age of Self-Driving cars

Will the coming of self-driving cars mean a big drop in your automobile insurance premiums? It would make sense to assume that premiums will drop, right? After all, human error was a factor in 94 percent of car crashes that killed more than 35,000 people in the U.S. last year. The reality, however, is that… Read more »

New Workplace Safety Tool Puts Your Employees First

GREENWOOD VILLAGE, COLO. (Sept. 14, 2016) – CCIG is pleased to introduce our new Risk Management Center platform as part of our commitment to help you improve workplace safety and keep claims and premiums under control. We’ve put all of the safety documents and loss-prevention programs you need in one place. Our new comprehensive web-based service… Read more »

4 Advantages to Using Telemedicine

A growing number of employers are adding telemedicine to their arsenal of health-care cost containment tools. The number of Americans who received remote medical care last year, however, remained small, about 15 million. Clearly, there’s room for growth. The good news is that the health care industry is either ready or gearing up for it…. Read more »

6 Things to Watch For During Open Enrollment

So apparently Americans are likely to spend more time planning their next vacation than really digging into the nitty-gritty of their health benefit choices during open enrollment periods at work. Bad move, right? What are the consequences of this? They’re rather serious, actually, starting with the fact that your employees are likely to make choices… Read more »

Suspend Amendment 69 Campaign

We’ve all seen the headlines: the Affordable Care Act is faltering. Insurers are exiting its online markets, double-digit premiums are on the way and enrollment levels are far short of advocates’ hopes. In short, the most sweeping effort at reforming health care in America is in trouble. A push for universal care in Colorado, Amendment… Read more »

Drones in Construction: Are You Covered?

drones construction insurance

Invasion of privacy. Cyber laws. Even acts of war. Use of unmanned aerial drones in the construction industry raises all kinds of risks, few of which are addressed in general liability policies, which typically include aviation exclusions. Despite that, the use of camera-mounted drones in coming years is expected to become commonplace at construction sites,… Read more »

Health Benefits Viewed as Vital Perk

The largest employers in the U.S. almost universally continue to offer health insurance to their employees. That’s one of the big findings of a new survey from the Employee Benefits Research Institute that examined what employers are doing about their health benefits. Its research underscores that benefits are just as critical as ever in the… Read more »