5 Ways Hotels Can Protect Employees from Sexual Harassment

Here are five safety tips that hotel management can follow to help their employees fight against sexual harassment and other threatening situations.

America’s largest hotel brands banded together last fall in a collective effort to protect workers from assault and sexual harassment. The lawsuits filed by housekeepers and other hotel workers, however, have continued, with allegations that their employers simply haven’t done enough to protect them from guest misconduct and, as a consequence, creating a hostile work… Read more »

Winter’s Here. Is Your Luxury Home Properly Insured?

With winter finally baring its teeth lately, owners of a luxury home covered by a more comprehensive policy will definitely have less to worry about.

The world is filled with standard homeowners’ insurance policies that do a fine job of covering all of the things you’d expect. But there also are homeowners’ insurance policies for luxury homes that protect you in the way, say, a coat built for mountaineering might. The difference isn’t always visible to the untrained eye. But… Read more »

Average Healthcare Cyberattack Recovery Cost: $1.4 Million

It's critical that healthcare organizations incorporate better cybersecurity into their business plans, including protecting themselves with a cyber policy.

What a difference a year makes, and when it comes to cybersecurity, we don’t mean in a good way. Consider some of the findings of a newly released survey: The recovery costs attributable to a cyberattack increased a staggering 52% to $1.1 million between 2017 and 2018. It’s even higher in healthcare, climbing to $1.4… Read more »

7 Ways to Help Keep Your Teen Drivers Safe

Teen drivers are getting back behind the wheel. Here are seven ways that the experts recommends will help you keep them safe.

Remember all those stories a few years ago about how American teenagers had seemingly lost their interest in driving? Well, brace yourself, because the latest Federal Highway Administration figures suggest they’re getting back behind the wheel. The share of U.S. 16-year-olds with driver’s licenses fell from 46.2% in 1983 to 24.5% in 2014. But the… Read more »

Democrats, Republicans Take Aim at Rising Drug Prices

Consensus and compromise aren’t common in Washington, D.C., nowadays, but there seems to be at least some hint of both in a few bills aimed at taking a bite out of surging prescription drug prices. According to Kaiser Health News, here are some of the ideas either introduced in legislation or that lawmakers’ offices confirmed… Read more »

When Trusted School Employees Turn to Theft, Fraud

A commercial crime insurance policy will protect you against dishonest acts by school employees, including theft and fraud.

General liability. Professional liability. Field trip insurance. If you’re an early-education center owner or charter school administrator, you know that those are some of the typical lines of coverage you need to protect your organization, your employees and yourself. The recent arrest of the treasurer of a charter school parent-teacher organization in the Denver Metro… Read more »

The Case for Better Professional Liability Insurance

It can be professional suicide to go into practice without errors and omissions coverage. But many E&O policies fall short.

Even a freshly minted surveyor, architect or engineer knows it can be professional suicide to go into practice without professional liability insurance, also known as errors and omissions coverage. Problem is, too many E&O policies fall woefully short. Rather than provide security and peace of mind, the standard E&O policy can leave these professionals without… Read more »

Insurers Expanding into Subcontractor Default Insurance Market

subcontractor default insurance market

There’s good news to share for those in the commercial construction trade: The year ahead is likely to usher in a new era in Subcontractor Default Insurance, or SDI. For years, Zurich Insurance Ltd. had been the only insurer that offered SDI, in a line that it called Subguard. That slowly changed, however, as other… Read more »