It Adds Up: Business Income Coverage for Your School

business income coverage

Imagine you own a preschool. Now imagine a nasty storm comes barreling through and unleashes torrential flooding, howling winds that knock down walls and, in general, just lots and lots of havoc. Your business property insurance covers your buildings and contents, but what about the disruption to your business? You might be forced to shut… Read more »

401(k) Contribution Limits Will be Higher in 2019

Participants in 401(k) and other defined contribution retirement accounts will see their annual contribution cap raised from $18,500 to $19,000 in 2019, according to just-announced Internal Revenue Service limits.

There’s good news for anyone looking to save more for their retirement: Participants in 401(k) and other defined contribution retirement accounts will see their annual contribution cap raised from $18,500 to $19,000 in 2019, according to just-announced Internal Revenue Service limits. The new limit will also apply to 403(b), Thrift Savings and most 457 retirement… Read more »

Why Companies Shouldn’t Get Too Complacent about Worker’s Comp Rates

The Colorado Division of Insurance has approved a 16.7 percent reduction for the average “loss costs” component of workers’ compensation premiums for 2019, which will mark the fifth consecutive year without an increase for that portion of workers’ compensation premiums. Interim Insurance Commissioner Michael Conway said in a news release that he hopes the loss cost will… Read more »

Getting ‘Smart’ About Construction Safety with Wearables

Wearables aren’t for fitness alone anymore. Increasingly, wearable sensors are being deployed to help improve construction worker safety.

Are you wearing a fitness tracker? They’re great, right? You can count your steps, check your heart rate, track muscle development and more. But wearables aren’t for fitness alone anymore. Increasingly, wearable sensors are being deployed to help improve construction worker safety. Wearable technology is being embedded into hard hats, gloves, safety vests and work… Read more »

Understanding the Differences in Builder’s Risk Insurance Policies

Insurance policies can vary from carrier to carrier, sometimes in ways that might surprise. That’s especially true when it comes to builder’s risk policies, with terms and conditions that can be wildly different.

Insurance policies can vary from carrier to carrier, sometimes in ways that might surprise. That’s especially true when it comes to builder’s risk policies, with terms and conditions that can differ wildly. These policies also can be unexpectedly narrow, leaving contractors without the coverage they thought they had. A 2014 court case pitting a Denver-area… Read more »

CCIG Raises $22,500 for Special Olympics

GREENWOOD VILLAGE, COLO. – CCIG has won $22,500 for the Special Olympics Colorado at the Chubb Charity Challenge national finals in Kiawah, S.C. CCIG’s team – composed of Brook Mahoney, Kelly Mahoney, Andrew Mahoney, Michael Kline and Chubb Regional Vice President Brian Young – competed against 44 other teams from across the U.S. and Canada. “We… Read more »

Video: What Our Charter School Customers Are Saying About Us

We asked Sam Todd, the executive director of operations at Peak to Peak Charter School in Lafayette, Colo., how CCIG has helped keep his school safe and its insurance premiums in check. Click on the video below to hear what he had to say. Visit our blog to get the latest insights from CCIG: Click… Read more »

Big Drops Expected in 2019 Colo. Workers’ Compensation Rates

The Colorado Division of Insurance has approved a reduction of an average of 16.7 percent for the “loss costs” and the “rating values” components of workers’ compensation premiums for 2019.

Aviation companies, oil field trucking firms and casinos are among the employers that could see nice-sized drops in their workers’ compensation rates in 2019. Insurers have yet to come out with their own figures, but the Colorado Division of Insurance has approved a reduction of an average of 16.7 percent for the “loss costs” and… Read more »