2018 HSA Limit for Family Coverage Reduced

hsa limit

The IRS has announced changes to certain tax limits for 2018, including a reduced contribution limit for health savings accounts, or HSAs. The new tax law enacted late last year — the Tax Cuts and Jobs Act — changed the consumer price index for making annual adjustments to the HSA limits. Using the new index,… Read more »

Self-Driving Cars Still Don’t Know How to ‘See’

As the National Transportation Safety Board opens an inquiry into the latest crash involving a self-driving car, it’s a good time for a critical review of the technical literature. What it reveals is that autonomous vehicles don’t work as well as their creators might like the public to believe. Autonomous cars, for starters, don’t track the… Read more »

Millennials Drive Paid Leave Adoption

Under the new tax law, employers will qualify for a credit if they offer least two weeks of paid leave and compensate their workers at a minimum of 50 percent of their regular earnings.

More employers are offering paid leave benefits. That’s the central finding in the Paid Leave Project’s latest report, “Emerging business trends in paid family medical leave.” The trend is driven in large part by employees, particularly millennials, who hear about other companies’ paid leave policies from the media as well as from their friends and… Read more »

Insurance Companies Change their Hail Policies

The days of an insurance company paying in full for a brand-new roof when yours is damaged in a hail storm are over. Here's how hail policies have been changing.

Hail season is about to arrive and so it’s hard not to think of May 8, 2017. Late that afternoon, a massive storm barreled through the Denver area, unleashing baseball-sized hail just as many of us were leaving the office for the day. The damage was widespread, although it was most evident around the Colorado… Read more »

Steel Tariffs Carry Potential to Bump Up Insurance Premiums

Premiums are set in part based on the value of goods. So if you’re in the construction business, the steel tariffs will influence your insurance costs.

Among other items, President Trump’s plan to impose a 10 percent tariff on aluminum could lead to higher beer prices and job cuts. But that’s only the beginning. The impact of the tariff on aluminum and an even bigger tariff (25%) on steel will influence prices on cars, refrigerators and all kinds of other manufactured… Read more »

How to Make Schools Safer With or Without Guns

We all want safe schools. Here are a few approaches that merit serious, if not immediate, consideration from school owners and administrators.

The Marjory Stoneman Douglas High School mass shooting in Parkland, Fla., intensified the national debate over how far schools should go to protect their students. There has been no shortage of conflicting opinions about how to make schools safe – even without bringing armed teachers into the equation. Some experts say greater emphasis is needed… Read more »

Repeal of Pit Bull Bans Likely to Impact Homeowners’ Premiums

A pit bull ban may soon be repealed by the town council in Castle Rock, a move the breed’s advocates hope other cities will imitate.

A ban on pit bulls may soon be repealed by the town council in Castle Rock, a move the breed’s advocates hope other cities will imitate. One of the fastest-growing municipalities in Colorado, Castle Rock would weigh a dog’s behavior rather than its breed in issuing licenses. Assuming the council votes for the repeal, advocates… Read more »

Crypto Insurance for Your Bitcoin

bitcoin cryptocurrency

Dr. Julian Hosp, the co-founder and president of TenX, a company that makes cryptocurrencies, is understandably bullish on bitcoin and cryptocurrencies in general. Hosp, in a recent commentary published by CNBC.com, digs into the reasons he believes 2018 might be the best year ever for cryptocurrencies. Among them? Scalability challenges, he says, are about to… Read more »