Case Study: An Eye for Details Yields Big Workers’ Compensation Savings

workers' compensation

BUSINESS: Medical laboratory EMPLOYEES: 99 THE CHALLENGE: When it comes to workers’ compensation, a company’s experience modification rate, or E-Mod, can be the difference between night and day, profit and loss, exotic travel and staycations. A national workers’ comp rate-setting body determines a company’s E-Mod based on its record of injury claims in the workplace…. Read more »

How to Control your Commercial Auto Policy Costs

Respondeat superior. Yes, that’s another Latin phrase few of us learned in school. But if you’re the owner of a company whose employees drive company-owned or even their own vehicles for work, it’s a phrase you’d better understand. Very simply, we’re talking about a legal doctrine that translates into “let the master answer.” That means… Read more »

New Workplace Safety Tool Puts Your Employees First

GREENWOOD VILLAGE, COLO. (Sept. 14, 2016) – CCIG is pleased to introduce our new Risk Management Center platform as part of our commitment to help you improve workplace safety and keep claims and premiums under control. We’ve put all of the safety documents and loss-prevention programs you need in one place. Our new comprehensive web-based service… Read more »

Workers’ Comp Changes Coming in California

The formula that helps set workers’ compensation insurance premiums in California is about to change in a move intended to create parity for smaller employers. Beginning Jan. 1, the state will move from a fixed $7,000 claim split point to a variable split point based on a company’s size. There will be about 90 split points… Read more »