Why Skiers (and Their Parents) Really Need Homeowner’s Insurance

Ski season has arrived once again and with it come concerns about injuries, hospitalization costs and liability. If you fall while skiing and are hurt, your medical insurance helps pay the costs. But what happens when you crash into and injure someone else? Or when your injury is another skier’s fault? Who pays? If you’re… Read more »

How to Control your Commercial Auto Policy Costs

Respondeat superior. Yes, that’s another Latin phrase few of us learned in school. But if you’re the owner of a company whose employees drive company-owned or even their own vehicles for work, it’s a phrase you’d better understand. Very simply, we’re talking about a legal doctrine that translates into “let the master answer.” That means… Read more »