Severe hailstorm declared ‘claims catastrophe’

hailstorm claims

The hailstorm that swept through the Denver area and elsewhere in Colorado Monday was declared a “claims catastrophe” by insurers, good news for policyholders because doing so accelerates payment on storm-related damage claims. While claims were still rolling in, more than a dozen of the largest insurance companies that do business in Colorado had determined… Read more »

A look at what’s in the House GOP health care bill

Its fate is far from assured but the House voted 217-213 Thursday on a bill that would repeal the Affordable Care Act in favor of the GOP-crafted American Health Care Act. Among employers, the provision likely to get some of the closest attention would eliminate the mandate that larger companies offer affordable coverage to their… Read more »

House Passes Measure to Repeal and Replace Obamacare

The House on Thursday narrowly approved a bill to repeal and replace major parts of the Affordable Care Act, as Republicans recovered from their earlier failures and moved a step closer to delivering their promise to reshape American health care. The vote, 217­-213, on President Trump’s 105th day in office, keeps alive the Republican dream… Read more »

Protecting Health Care Operations from Cyber Liability

cyber liability

One of the nation’s largest pediatric health care providers, Children’s Health in Dallas, was recently forced to pay $3.2 million in federal penalties as a result of breaches in its data. The government imposed the penalties despite the fact that no patients nor their families were affected by the loss of data. The penalties arose… Read more »

Exclusion Turns Construction Insurance Coverage into Swiss Cheese

construction liability insurance

It sounds like arcane legalese, dry and certainly without the mystery or mystic. Indeed, if you were to come across the term “third-party over action,” your eyes might just glaze over. Well, try to stay alert for a moment or two, because we’re talking about an area of growing concern, especially if you’re a subcontractor…. Read more »

Case Study: When Comparing Apples and Oranges (and Insurers)


BUSINESS: Construction EMPLOYEES: 300+ THE CHALLENGE: When you’re spending $1 million or more annually on insurance policies for your business, you’re unlikely to switch insurers simply to shave off a few cents on your premium. That’s especially the case if you’ve come to trust and rely on your broker as a business partner, rather than… Read more »

Why Do You Need Employment Practices Insurance? Just Ask Bill O’Reilly’s Ex-Employer

sexual harassment insurance

Bill O’Reilly is leaving Fox News with a reported payout of up to $25 million, the equivalent of one year of his salary. If accurate, that means that 21st Century Fox, the network’s parent company, will have had to make more than $85 million in payouts related to sexual harassment allegations at Fox News –… Read more »