Own a Tesla? Better Get High-Performance Insurance

The hand-wringing over Tesla’s self-driving technology might be mostly misplaced. It’s not the autonomous driving features we should be worried about. It’s the fact that most Tesla owners just aren’t accustomed to driving – and controlling – a car that can go from zero to 60 in under 3 seconds. Even the soon-to-be-available $35,000 base… Read more »

Liability Grinch Can Ruin Your Holiday Cheer

The holiday season is upon us and, for many, that means attending festive holiday parties. It can be a wonderful time of the year. Unfortunately, it also too frequently means some of us will overdo it when it comes to holiday cheer. Colorado’s so-called dram shop law limits the liability for bars and restaurants, but… Read more »

Are Schools Following their Own Anti-Bullying Policies?

While hardly far from mind nowadays, the problem of children bullying children received renewed attention when Melania Trump announced she would join the fight against online bullying and harassment as the nation’s next First Lady. “Our culture has gotten too mean and too rough, especially to children and teenagers,” Mrs. Trump said in her announcement…. Read more »

Overtime Changes Present New Risk for Employers

Depending on how the courts and incoming Trump administration respond, new U.S. overtime rules could mean big changes for employers and their workers. First, as many as 4.2 million Americans – including administrative employees who were previously exempt from overtime –  would be entitled to OT. Put another way, anyone who earned less than $47,476… Read more »

6 Surprising Things Your Homeowner’s Insurance Covers

We all have a fairly clear idea of what our homeowner’s insurance policy covers and what it excludes. For example, everyone knows their policy will repair or rebuild their home if it’s damaged or destroyed by fire, hurricane, hail and lightning. Most homeowners also know their policy won’t cover earthquake or flood damage. Although every… Read more »

Workers’ Comp Claims High? Trying Cutting Workplace Stress

Every job comes with a certain amount of stress. Too much of it, however, could result in more workplace accidents and higher workers’ compensation claims. That’s the central finding of a new study from the Center for Health, Work & Environment at the Colorado School of Public Health. Typically, all sorts of what are known… Read more »

Employers Can Do More to Stop the Opioid Epidemic

The nation’s opioid-abuse epidemic may be easing, but few believe the crisis is anywhere close to being over. According to the Workers Compensation Research Institute, “noticeable decreases” did, in fact, show up in the amount of opioids prescribed per workers’ compensation claim in a majority of 25 states it studied. The study compared the amount… Read more »

Insurance and the Undercooked Thanksgiving Turkey

The Centers for Disease Control and Prevention estimates 48 million people get sick, 128,000 are hospitalized and 3,000 die of foodborne illnesses each year. Ugh, right? Just how many of those illnesses occur at Thanksgiving no one knows, but with so many Americans thawing their turkeys at room temperature, the potential for food poisoning is definitely… Read more »