Schools: The Latest Cyber-Attack Target

schools cyber attack

Government agencies, businesses, hospitals and universities have long been targets of data breaches. Now K-12 and even preschools are also at risk, with cyber-attacks aimed at parents’ credit-card numbers, medical data and other sensitive information routinely collected on students and stored on school servers. Schools, unfortunately, make for relatively easy targets. According to a survey… Read more »

Business Interruption Insurance For After the Wildfires Die Out

disaster business interruption insurance

If there’s a silver lining in the deadly wildfires that roared through California’s wine country, it’s that 90 percent of the Sonoma County crop had already been picked before the fires sprang up. Still, hundreds of vineyards and wineries that dot the rolling hills of the Russian River Valley were forced to close their doors… Read more »

Why Go Bare? Here’s How to Get Free Liability Coverage for Life

lawyers tail coverage

They call it “going bare,” but it’s not what you do in the bathtub. Instead, it’s what the legal profession calls a lawyer who practices without professional liability insurance coverage. Sounds risky, right? There’s another bit of risky business that some lawyers engage in: going without “tail” coverage. Alarmingly, this is often seen among lawyers… Read more »

Workers’ Comp Rates Could See Big Drop in ’18

workers compensation premiums

Many Colorado businesses could once again see a decline in their workers’ compensation insurance premiums next year, although for some the drop could be much more dramatic than in past years. The trend reflects ongoing efforts by employers to prevent workplace injuries, as well as either declines or stable figures in frequency of claims, duration… Read more »

When a School Arts Project Goes Terribly Wrong

school liability

As far as school art projects go, this one seemed like it was going to be fun and simple. Maybe a little bit messy but, again, fun. The kids were given paper, a mixture of paint and dishwashing soap and straws. Their assignment? Just drip a bit of the paint mixture onto the paper and… Read more »

Hurricanes: Another Reason to Bond Your Subs  

hurricanes subcontractors bonds

It would take fewer than 30 dominoes to wipe out the Empire State Building. Unbelievable, right? Perhaps, but a University of Toronto physics professor theorized as much in a demonstration showing that dominoes can actually knock down things about one-and-a-half times their size. Thus, starting from a domino five millimeters tall, it would take just… Read more »

Construction Leads U.S. Industries in Struck-By Accidents, Deaths

struck-by accidents

The headlines say it all: “Worker killed by steamroller,” “Worker hit and killed on Highway 9,” “Worker hit, killed in construction zone.” Highway maintenance workers have some of the most dangerous jobs in the construction field, as do power-line installers and excavators. So says a new study that examines the role of “struck-by” hazards in… Read more »